Finicity

Accelerate mortgage approvals with Lender’s Finicity integration. Instantly verify income, assets, and employment using real-time financial data for a seamless borrower experience.

Speed up loan approvals and reduce manual paperwork with Lender’s seamless integration with Finicity, a Mastercard company. By leveraging real-time financial data for income, asset, and employment verification, lenders can eliminate manual document collection, reduce fraud risk, and improve borrower experience—all while ensuring compliance.

With Finicity + Lender, you get:

Instant Income & Employment Verification – Verify borrower income and employment directly from financial institutions, eliminating the need for pay stubs and W-2s.

Automated Asset Verification – Access real-time bank and investment account data to validate borrower funds and streamline underwriting.

Faster Loan Decisions & Reduced Risk – Reduce fraud and improve accuracy with secure, direct-source financial data, ensuring GSE-compliant verification.

Seamless Borrower Experience – Offer frictionless digital verification, minimizing back-and-forth document requests and speeding up pre-approvals.

Fully Integrated with Lender’s LOS – Automate verification workflows and integrate results directly into underwriting and loan approval processes.

With Lender + Finicity, you can improve efficiency, reduce loan processing times, and offer borrowers a faster, more transparent mortgage experience. Upgrade your mortgage workflow today!