Built for Banks

Empower your bank with AI-driven innovation and streamlined workflows that transform lending operations. From compliance and underwriting to pricing and customer engagement, our all-in-one platform enables banks to optimize processes, improve loan accuracy, and deliver exceptional borrower experiences—all while driving operational efficiency and scalability.

Built for the Evolving Needs of Traditional Banks

Empower your bank with scalable tools designed to drive efficiency, ensure compliance, and adapt to your evolving business needs.
AI-Powered Loan Processing

Harness the power of AI to automate repetitive tasks, foster cross-department collaboration, and unify the entire loan lifecycle within a single, intelligent platform.

Compliance and Workflow Automation

Simplify critical tasks such as disclosures, underwriting, compliance monitoring, and SLA tracking. Minimize errors, save time, and adapt seamlessly to changing regulatory requirements.

Dynamic Pricing Solutions

Access real-time, borrower-centric pricing through integrated tools like Optimal Blue or proprietary PPE. Deliver precision and responsiveness in a rapidly shifting market.

Proven Results for Traditional Banks
Streamline your operations, ensure compliance, and maintain a competitive edge with tools designed to meet the complexities of bank-managed lending.
40%Faster Closings
Accelerate collaboration with title companies.
60%Workload Reduction
Through advanced
task automation.
25 Days
Average loan cycle time — faster
than the 43-day industry standard.

Solutions That Evolve with Your Institution

Empower your bank with scalable tools designed to drive efficiency, ensure compliance, and adapt to your evolving business needs.
Advanced Pricing Engines (PPE)

Deliver real-time, customer-specific pricing with integrated tools, enabling precision and agility to meet market demands without delays.

AI-Driven Underwriting

Accelerate decision-making with AI-powered tools that analyze data instantly, reduce bottlenecks, and provide accurate loan approvals at scale.

Collaborative Closing Management

Simplify and streamline the closing process with seamless collaboration between stakeholders. Reduce errors and accelerate closings with real-time updates and task management.

Automated Milestone Tracking

Ensure on-time loan progression with automation that tracks every critical step, from application to close, with actionable notifications and transparency.

Streamlined Compliance Management

Simplify compliance processes with AI tools that automate disclosures, ensure TRID and regulatory adherence, and reduce the risk of errors.

SOC 2 Badge
Enterprise-Grade Data Security

Protect sensitive borrower data with SOC 2 compliance and advanced security measures, providing confidence and reliability across your operations.

Why Banks Trust Lender

Discover how AI-driven innovation and seamless automation in Optimus empower banks to overcome industry challenges, enabling faster decision-making, enhanced compliance, and superior collaboration for sustainable growth.

Optimized Pricing and Intelligent Underwriting

Equip your team with innovative tools that streamline decision-making and improve borrower engagement.

  • Integrated Pricing Engines: Leverage real-time, customer-centric pricing with advanced tools for precision and market agility.

  • AI-Driven Underwriting: Automate key decisions and monitor SLAs for quicker, more consistent approvals.

  • Responsive Pricing Adjustments: Adapt rates dynamically to changing market conditions and borrower profiles.

Benefit: Deliver a superior borrower experience while accelerating approvals with optimized pricing and underwriting solutions.

Streamlined Compliance and Automation

Stay ahead of regulatory requirements while simplifying complex compliance workflows.

  • Integrated Compliance Checks: Automate UCD, ULDD, TRID, and other regulatory requirements to ensure consistent adherence.

  • Proactive Redisclosures: Notify borrowers promptly of any updates, fostering trust through transparency and accuracy.

  • AI-Powered Fraud Detection: Identify discrepancies and mitigate risks with real-time, intelligent fraud prevention tools.

Benefit: Simplify compliance processes while boosting transparency and operational efficiency with automation tailored for banks.

Enhanced Customer Experience

Provide a seamless borrower journey with advanced features that prioritize clarity, efficiency, and empowerment.

  • Real-Time Rate Integration: Offer accurate, up-to-date mortgage rates to help customers make informed, confident decisions.

  • Timely Notifications and Updates: Keep borrowers informed throughout the loan process with instant updates and clear communication.

  • Self-Service Borrower Portal: Enable customers to upload documents, track loan progress, and receive updates independently, reducing reliance on manual support.

Benefit: Improve borrower satisfaction and completion rates with a streamlined, self-directed loan process tailored for modern banking.

Integrated CRM and Client Engagement

Revolutionize borrower relationships and enhance communication efficiency with a unified platform.

  • Comprehensive CRM Platform: Track leads, oversee customer interactions, and manage your loan pipeline within a centralized system.

  • Automated Engagement Tools: Utilize built-in features to send updates, reminders, and follow-ups, ensuring seamless communication at every stage.

  • Enhanced Client Support: Deliver personalized assistance throughout the loan journey, improving satisfaction, loyalty, and retention rates.

Benefit: Streamline operations and strengthen client relationships with a fully integrated CRM designed to optimize communication and engagement.

Simplified Loan Lifecycle Management

Optimize every stage of the loan process with tools built to minimize manual tasks and boost efficiency.

  • Seamless Workflow Integration: Connect pricing, underwriting, compliance, and closing into one unified platform.

  • Efficient Closing Management: Collaborate directly with title companies to balance disclosures and finalize transactions more quickly.

  • Automated Clear-to-Close (CTC): Streamline milestone tracking and automate notifications to ensure timely progress and on-schedule closings.

Benefit: Enhance operational efficiency with a fully integrated solution that simplifies loan processes from start to finish.

Streamline Your Bank’s Operations with Cutting-Edge Technology

Optimus empowers traditional banks with end-to-end solutions, from pricing to closing, integrating advanced automation and seamless workflows. Discover how Optimus transforms efficiency and drives growth for your institution.

What Our Users Say About Optimus

Gary V., CEO of MiE Financial

The integration with Optimal Blue and automated compliance checks has transformed how we manage pricing and redisclosures. Lender’s tools are invaluable.

Dmitry G., CEO at Interfist Mortgage

From TPO management to underwriting automation, Lender has given us the tools to grow without sacrificing efficiency or accuracy.

Michael A., COO of Zero Mortgage

Balancing CDs with title companies used to be a major pain point, but Lender’s collaborative closing tools have saved us so much time and effort.