Make informed lending decisions with Lender’s seamless integration with Factual Data, a leading provider of credit reporting and verification solutions for mortgage lenders. By automating tri-merge credit pulls, income verification, and risk analysis, lenders can streamline underwriting, reduce fraud, and improve borrower qualification processes—all within Lender’s LOS.
With Factual Data + Lender, you get:
✅ Instant Tri-Merge Credit Reports – Access comprehensive credit data from Experian, Equifax, and TransUnionto assess borrower eligibility with confidence.
✅ Automated Income & Employment Verification – Validate borrower income, employment history, and identityin real time, reducing manual verification steps.
✅ Fraud Detection & Risk Mitigation – Identify credit discrepancies, undisclosed debt, and high-risk borrower patterns to minimize loan defaults.
✅ Soft Pull & Prequalification Options – Conduct credit inquiries without impacting borrower scores, improving the customer experience and conversion rates.
✅ Seamless Compliance & Underwriting Integration – Ensure all credit and verification processes meet regulatory and investor guidelines while keeping workflows efficient.
With Lender + Factual Data, you can increase accuracy, reduce risk, and accelerate loan approvals with real-time credit and verification automation. Upgrade your mortgage workflow today!
